Independent Whole of market mortgage advice

We bring added value as Independent Financial Adviser's as our interest is not merely to sell you a mortgage product but to research and locate the lender and product which best suits your financial circumstances.

We might possibly tell you something you don't want to hear but it will be in your best interests.

Not every lender will offer mortgages for your circumstances, so it pays to know the market.

If you make an application and it is subsequently declined, this will adversely affect your credit rating, so it is imperative to get it right first time, that's why independent mortgage advice is so important.    

At P J McIlroy & Son we apply our experience and knowledge to your situation to find you the best mortgage for your individual circumstances.  We will use the latest technology to search on average over 40,000 mortgage schemes from the whole market to give you the most up to date and all round competitive products appropriate to your circumstances.

Do not get caught up in comparing the initial interest rates alone: you must always factor in all mortgage related costs, survey fee, arrangement fee, solicitor's fee etc.  We can do this for you and make sure that complete mortgage package suits you.

PJ McIlroy & Son are authorised and regulated by the Financial Conduct Authority for residential mortgages and certain buy-to-let loans.

Our service doesn't end there and your Independent Financial Adviser and our Insurance Brokers will be available to help guide you on every step of the property purchase ladder, from making an offer to arranging your mortgage and associated insurances.

Just call us today on 02820762353 / 02820762353 or email us on ifa@pjmcilroy.co.uk