Have you considered your options?
Since April 2015, people aged 55 and over will pay their marginal rate of income tax on anything they withdraw from their defined contribution pension – either 0%, 20%, 40% or 45%, once the maximum 25% tax-free cash sum has been taken.
People’s pensions are hard-earned over years of work. It is only right they have the freedom to choose how and when they access them during retirement.
Contact us to discuss your options for withdrawing funds from your pension.
Thinking of selling? Contact us for a free valuation.
We provide financial advice on mortgages, taxation, investment planning to build capital, estate planning, life insurance and critical illness.
We advise on:
We use Mortgage Brain sourcing system to get you the best deals and our experienced staff offer a professional service which will guide you every step of the way.
We bring added value as Independent Financial Adviser's as our interest is not merely to sell you a mortgage product but to research and locate the lender and product which best suits your financial circumstances.
We might possibly tell you something you don't want to hear but it will be in your best interests.
Not every lender will offer mortgages for your circumstances, so it pays to know the market.
PJ McIlroy & Son have been offering competitive insurance quotes for over 40 years. We provide quotes for home, car, travel and landlord's insurance, with each quotation individually tailored to the exact demands and needs of the customer.
We can provide insurance cover for:
